Ponderosa & Associates Realtors

Real Estate Brokers WE BRAND IT SOLD !
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Home Buyers Programs

Listings that fit all your needs!
It's A Great Time To Buy!
Right now is the best time to buy that home you've been looking for.   There are several different programs available and there are too many variables to list here.   For a consultation to determine if you qualify and which program you qualify for, call or email us.  Remember, use our 'Contact Us' page to get in touch with us.  We look forward to hearing from you!

First Time Home Buyer Program
Not available in every location.  
Qualifications and amount are based on:
Location - certain 'target zones' set up by zip code areas
Income - limitations based on family size
For 1st Time Home Buyers ONLY - (have not owned a home in the last 3 years). 
Learn More Here